Job Description
Job Title: Agricultural Lender (Ag Lender)
Position Summary:
The Agricultural Lender is responsible for originating, underwriting, and managing a portfolio of agricultural and agri-business loans in accordance with the bank's credit policies and regulatory guidelines. This individual will play a critical role in developing new business relationships, managing credit risk, and delivering tailored financial solutions to clients in the agricultural sector. The ideal candidate will possess strong credit analysis capabilities, deep knowledge of agricultural operations, and a strategic approach to portfolio management and client development.
Key Responsibilities:
Originate and service a portfolio of agricultural loans, including operating lines of credit, equipment financing, real estate loans, and FSA-guaranteed loans
Perform credit analysis, including review of financial statements, cash flow, collateral, and risk assessments
Develop and execute business development strategies to attract and retain ag lending clients within the bank's market footprint
Maintain compliance with internal credit policies and external regulatory requirements
Monitor and manage portfolio performance, identifying emerging risks and proactively managing loan relationships
Collaborate with credit analysts, loan operations, and other departments to ensure seamless credit delivery and customer service
Actively participate in community and ag-related events to enhance the bank's visibility and reputation in the agricultural sector
Required Qualifications:
Bachelor's degree in agriculture, finance, business, or related field
3-5 years of agricultural or commercial lending experience
Strong knowledge of agricultural production cycles, commodity markets, and rural economics
Proven ability to underwrite and structure agricultural credit facilities
Excellent communication, negotiation, and relationship management skills
Familiarity with agricultural lending regulations, documentation, and loan servicing procedures
Preferred Qualifications:
Background in farming, ranching, or agri-business
Experience with FSA lending programs and government guarantees
Knowledge of loan origination and portfolio management software systems
Why Join Us?
As a trusted financial institution with deep roots in the agricultural community, we offer a dynamic and supportive work environment that values expertise, accountability, and long-term client relationships. Our Ag Lenders are empowered to make meaningful decisions and build strong partnerships with producers, agribusinesses, and local stakeholders.
For additional information on this opportunity, please contact Kaleb McCarty directly at . Resumes with recent accomplishments may be confidentially sent to
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
Job Tags
Full time, Local area,